An ACH API integration enables a business or SaaS platform to automate 
ACH
payment processing and reconciliation. Any business that accepts recurring payments should leverage the ACH network for 2 compelling reasons:
1-Payment fee savings that can be 90%+ more economical than credit cards
2-Substantially reduced payment decline rate. Typically 2% or less for ACH versus 10%+ on credit cards.
So what do you want to see from your ACH API provider?
Here are our Top 10:
1-A RESTful API that allows for webhooks and callbacks. Voids, refunds, recurring payment scheduling and more should be available
2-Rapid Sandbox environment with developer support included at no cost
3-Tokenization of ACH account numbers for data security
4-Support for both US ACH and Canadian EFT processing
5-Automated NSF recollect capabilities
6-Automated NOC (Notice of Change) handling
7-ACH and credit card processing via single API
8-Strategic guidance in both the integration process as well as end user adoption of the ACH payment option
9-Integrated checking account authentication tools
10-Revenue share with payment partner
At AgilePayments we offer all the above and more. Contact us today to see how you can grow your business with strategic ACH integration
